FAQ

• The effective interest rate (including Fee) maximum of 25% per annum
• The maximum loan limit is 2 million baht or equivalent to 5 times of income.
• Installment Period : 12 – 60 months

• Full-time employees with monthly income from 30,000 Baht or more
• Age 25 – 59 (Total loan period must not exceed 60 years)
• At least the current employment period is 4 months and have passed the probationary work period.

When applying for a SCAP personal loan, the Company will analyze the credit of the applicant using the Credit Scoring system, which will analyze the loan history and repayment in NCB, the amount of loan application, and income.

• Interest rates: Compare interest rates from multiple sources to choose the loan with the lowest interest rate.
• Fees and Expenses: Check for any fees that may occur, such as loan closure fees, or penalties in case of delay.
• Loan Terms: Check the repayment terms, loan terms, and other relevant conditions, which are different for each company.

The customers of a personal loan requires the responsibility of repaying the debt in accordance with the conditions set forth in the contract. Breaking a contract can affect our credit in the future.

• Timely debt repayment: Have a disciplined financial plan to pay off debts on time, for example, when receiving a salary, you must set aside money to pay off debts first.
• Contact with the company: If you have problems paying off your debt, you should contact the company to learn about the appropriate way to repay your debt.

Please Contact Call Center 02-691-5600 or Website: www.srisawadcapital.co.th

• The effective interest rate (including Fee) maximum of 15% per annum
• The maximum loan limit is 5 million baht.
• Installment Period : 12 – 60 months

• Full-time employees with monthly income from 80,000 Baht and above
• Age 25 – 59 (Total loan period must not exceed 60 years)
• At least the current employment period 4 months and have passed the probationary work period.

When applying for S Leasing Happy Loan, the Company will analyze the credit of the applicant using the Credit Scoring system, which will analyze the loan history and repayment in NCB, the amount of loan application, and income.

Contact Call Center 02- 481-7865 or info@sleasing For an independent Direct Sales Agent to contact the customer to schedule an appointment.

If the customers do not receive the receipt or lost it for any reason, The customers can ask to obtain a copy of the receipt by contact Cathay Leasing Call Center at 02-161-4519 on Monday – Saturday, from 08.30 a.m. - 08.00 p.m. (except on public holidays).

• Annual Tax Renewal / Compulsory Motor Insurance (During Installment Period) Customers shall pay the tax renewal/compulsory insurance service fee (via the payment card) and submit the payment slip to the Company via Email or LINE within the same day of payment. This is to ensure that the Company can allocate the funds specifically for this service fee, preventing the system from automatically applying it toward your installment payment, which would otherwise result in the Company being unable to proceed with the tax renewal/compulsory insurance as requested. The Company will send the tax sticker to you within 15 business days from the date full payment is received.

• Request for Duplicate Tax Sticker (In case of loss)

  If the tax sticker is lost and the hirer wishes for the Company to request a duplicate, please submit the following documents:

  1. Original Police Report: Must clearly specify the request for the Company to act on your behalf and state the vehicle registration number.
  2. Copy of ID Card (for Thai nationals) or Passport (for foreigners): Must be valid and signed as a certified true copy. Please black out all sensitive personal data (e.g., religion, blood type) on the copy.
  3. Power of Attorney: Please sign in the "Grantor" field; do not fill in any other details.
  4. Payment Slip: For the duplicate tax sticker service fee of 300 THB (paid via the installment payment card). Please submit the payment slip to the Company via Email or LINE within the same day of payment to ensure the funds are properly allocated for this service and not automatically applied to your installment payment.

Note: Documents 1 - 3 must be sent as original hard copies via EMS registered mail to: (Registration Department) Company Name 54/438 Srisawad Building, 6th Floor (Behind Central Chaeng Watthana), Moo 2, Soi Chaeng Watthana 28, Chaeng Watthana Road, Bang Talat, Pak Kret, Nonthaburi 11120.

The Company will send the duplicate tax sticker to you within 30 days from the date the Company receives all required documents and proof of payment.

• Ownership Transfer (Account Closing)

  The Company will dispatch the vehicle registration book to the hirer after the ownership transfer is completed. This process commences once the Company has received the final installment payment and the full ownership transfer fee, the funds have been successfully processed in our system, and all required documents are complete (including a copy of the ID card and a vehicle tax sticker that is valid for at least 50 days).

  The Company will process the ownership transfer within 30 days. If you have renewed the vehicle tax yourself, please submit the proof of renewal to the Company. Please note that the process may take longer than 30 days if the provided documents are incorrect or incomplete, or during periods of high processing volume at the Department of Land Transport. For further inquiries, please contact our Call Center during the operating hours specified on the Company's website.

• Request for Duplicate License Plate (Metal Plate)

  If the license plate (metal plate) is lost and the hirer wishes for the Company to request a replacement, please submit the following documents:

  1) Original Police Report: Must clearly state the request for the Company to act on your behalf and include the vehicle registration number.

  2) Copy of ID Card (for Thai nationals) or Passport (for foreigners): Must be valid and signed as a certified true copy. Please black out all sensitive personal data (e.g., religion, blood type) on the copy.

  3) Power of Attorney: Please sign only in the "Grantor" field; do not fill in any other details.

  4) Payment Slip: For the duplicate license plate service fee of 400 THB (paid via the installment payment card). Please submit the payment slip to the Company via Email or LINE within the same day of payment. This ensures the funds are correctly allocated to this service and are not automatically applied to your installment payment, which would prevent the Company from processing your request.

  Important Note: Documents 1-3 must be sent as original hard copies via EMS registered mail to: Registration Department Company Name

  54/438 Srisawad Building, 6th Floor (Behind Central Chaeng Watthana), Moo 2, Soi Chaeng Watthana 28, Chaeng Watthana Road, Bang Talat, Pak Kret, Nonthaburi 11120. (Please indicate "Registration Department" on the corner of the envelope.)

  The Company will dispatch the duplicate license plate (metal plate) to you within 60-120 days from the date the Company receives all required documents and proof of payment.

• Request for Copy of Vehicle Registration Book

  If you require a copy of your vehicle registration book, please submit the following documents via the Company’s Email or LINE. Upon receipt of these documents, the Company will send the copy to you via the same channel within 5–10 business days. Alternatively, you may contact our Call Center during the days and hours specified on our website.

  • Copy of ID Card (for Thai nationals) or Passport (for foreigners): Must be valid and signed as a certified true copy. Please black out all sensitive personal data (e.g., religion, blood type) on the copy.
  • Request Details: Please provide the email address or Line ID where you wish to receive the document, and include a note on the copy of your ID card/Passport stating: "Requesting a copy of the vehicle registration book for license plate number [Insert Plate Number]”

The customer can contact Cathay Leasing Call Center at 02-161-4519 on Monday – Saturday, from 08.30 a.m. - 08.00 p.m. (except on public holidays) to inquire about motorcycle hire purchase contract, installment amount, or invoice.

If the hire purchase customer does not pay the installment by the due date, the customer will be charged a penalty fee at the effective interest rate of 5% per annum, calculated based on the overdue installment amount. In addition, collection fees or any expenses incurred for debt collection will apply in accordance with the announced fee schedule.

For more information, please contact Cathay Leasing Call Center at 02-161-4519 on Monday – Saturday, from 08.30 a.m. - 08.00 p.m. (except on public holidays).

please contact Cathay Leasing Call Center at 02-161-4519 on Monday – Saturday, from 08.30 a.m. - 08.00 p.m. (except on public holidays).and ask to change the information via our call center staff.

The customer does not allow to ride the motorcycle to another country during the installment at Cathay Leasing. This is because the asset belongs to Cathay Leasing, and it is illegal to do so. The customer does not have the right to drive to another country until the customer has made a full payment and has completed the process through which to transfer the asset to themself.

If the motorcycle hire purchase customer has passed away, the family or the parent can contact Cathay Leasing Call Center at 02-161-4519, Monday – Saturday, from 08.30 a.m. - 08.00 p.m. (except on public holidays). The company will review the loan amount and the insurance amount owed to the customer’s family.

If customer have an accident during the installment period with Cathay Leasing, please contact Cathay Leasing Call Center at 02-161-4519 on Monday – Saturday, from 08.30 a.m. - 08.00 p.m. (except on public holidays).

If the customer gets a ticket from the police or the motorcycle being impounded at the police station.

1. In the case of getting a ticket, please process your payment at the police station to protect your rights when you want to sell or transfer your motorcycle to a future buyer.
2. In the case of your motorcycle being impounded, please contact the police station to release your asset and to protect your rights when you want to sell or transfer your motorcycle to a future buyer.

Only your original Thai National ID Card and any additional documents requested by the finance company (if applicable).

Down payment starts from 15% of the device price or as determined by the finance company.

Up to 24 months.

Once all required documents are submitted, the application will be reviewed and the result will be provided as soon as possible.

Yes. Once your contract is completed and the down payment is made, you can take your phone home immediately.

Applicants must currently reside in an area covered by the company's service network.

Yes. Depending on the finance company's conditions, a higher down payment usually results in lower monthly installments.

Once all installments are completed according to the contract, ownership of the device is fully transferred to you.

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