FAQ

• The effective interest rate (including Fee) maximum of 25% per annum
• The maximum loan limit is 2 million baht or equivalent to 5 times of income.
• Installment Period : 12 – 60 months

• Full-time employees with monthly income from 30,000 Baht or more
• Age 25 – 59 (Total loan period must not exceed 60 years)
• At least the current employment period is 4 months and have passed the probationary work period.

When applying for a SCAP personal loan, the Company will analyze the credit of the applicant using the Credit Scoring system, which will analyze the loan history and repayment in NCB, the amount of loan application, and income.

• Interest rates: Compare interest rates from multiple sources to choose the loan with the lowest interest rate.
• Fees and Expenses: Check for any fees that may occur, such as loan closure fees, or penalties in case of delay.
• Loan Terms: Check the repayment terms, loan terms, and other relevant conditions, which are different for each company.

The customers of a personal loan requires the responsibility of repaying the debt in accordance with the conditions set forth in the contract. Breaking a contract can affect our credit in the future.

• Timely debt repayment: Have a disciplined financial plan to pay off debts on time, for example, when receiving a salary, you must set aside money to pay off debts first.
• Contact with the company: If you have problems paying off your debt, you should contact the company to learn about the appropriate way to repay your debt.

Please Contact Call Center 02-691-5600 or Website: www.srisawadcapital.co.th

• The effective interest rate (including Fee) maximum of 15% per annum
• The maximum loan limit is 5 million baht.
• Installment Period : 12 – 60 months

• Full-time employees with monthly income from 80,000 Baht and above
• Age 25 – 59 (Total loan period must not exceed 60 years)
• At least the current employment period 4 months and have passed the probationary work period.

When applying for a personal loan, the Company will analyze the credit of the applicant using the Credit Scoring system, which will analyze the loan history and repayment in NCB, the amount of loan application, and income.

Contact Call Center 02- 481-7865 or info@sleasing For an independent Direct Sales Agent to contact the customer to schedule an appointment.

If the customers do not receive the receipt or lost it for any reason, The customers can ask to obtain a copy of the receipt by contact Cathay Leasing Call Center at 02-161-4519 on Monday – Saturday, from 08.30 a.m. - 08.00 p.m. (except on public holidays).

To continue annual tax and Por Ror Bor during the installment period, the company will send the invoice to remind the customer before the tax date will be due. After the customer makes a payment, customer will receive the tax receipt within fifteen working days. In case of losing the tax plate, please follow the below direction.

1. Please go to the police station near you to get the notification letter from them.
2. Please prepare the following documents:
   • The notification letter (We do not accept copies.)
   • The power of attorney (of motorcycle hire purchase customer)
   • A copy of ID card (of motorcycle hire purchase customer)
3. Please contact Call Center at 02-161-4519, Monday – Saturday, from 08.30 a.m. - 08.00 p.m. (except on public holidays) and ask to receive the tax payment code via SMS.
4. The fee & service charge is 300 THB.
5. After paying the fee & service charge, please send the documents in no.2 and the payment receipt.

   “To: Cathay Leasing Company Limited (Registered Department) 54/438 Moo 2, Soi Chaeng Wattana 28, Chaeng Wattana Road, Bang Talat, Pak Kret Nonthaburi 11120”

   The company will send the new tax plate to you within twenty working days (or after the company receives your completed documents).

The company will send the registration book to customer within 45 - 60 working days, or whenever the company receives the last payment, transfer of ownership and all transfer documents from the customer. For more information, please contact Cathay Leasing Call Center at 02-161-4519 on Monday – Saturday, from 08.30 a.m. - 08.00 p.m. (except on public holidays)

In case of losing the register plate, please follow the below direction

1. Please go to the police station nearest you to get the notification letter from them.
2. Please prepare the following documents:
   • The notification letter (We do not accept copies.)
   • The power of attorney (of motorcycle hire purchase customer)
   • The copy of ID card (of motorcycle hire purchase customer)
3. Please contact Cathay Leasing Call Center at 02-161-4519, Monday – Saturday, from 08.30 a.m. - 08.00 p.m. (except on public holidays) and ask to receive the tax payment code via SMS.
4. The fee & service charge is 400 THB.
5. Please send the documents in 2 and the payment receipt.

   “To: Cathay Leasing Company Limited (Registered Department) 54/438 Moo 2, Soi Chaeng Wattana 28, Chaeng Wattana Road, Bang Talat, Pak Kret Nonthaburi 11120”

   The tax plate will be sent after we receive the completed documents, In Bangkok: within 60 - 90 working days and non-Bangkok: within 120-180 working days.

   If the customer would like to inquire about the copy of green book, the customer can Cathay Leasing Call Center at 02-161-4519, Monday – Saturday, from 08.30 a.m. - 08.00 p.m. (except on public holidays) and ask to receive the payment code via SMS. The fee & service charge is one hundred Baht.

The customer can contact Cathay Leasing Call Center at 02-161-4519 on Monday – Saturday, from 08.30 a.m. - 08.00 p.m. (except on public holidays) to inquire about motorcycle hire purchase contract, installment amount, or invoice.

If the hire purchase customer does not pay the installment by the due date, the customer will be charged a penalty fee at the effective interest rate of 5% per annum, calculated based on the overdue installment amount. In addition, collection fees or any expenses incurred for debt collection will apply in accordance with the announced fee schedule.

For more information, please contact Cathay Leasing Call Center at 02-161-4519 on Monday – Saturday, from 08.30 a.m. - 08.00 p.m. (except on public holidays).

please contact Cathay Leasing Call Center at 02-161-4519 on Monday – Saturday, from 08.30 a.m. - 08.00 p.m. (except on public holidays).and ask to change the information via our call center staff.

The customer does not allow to ride the motorcycle to another country during the installment at Cathay Leasing. This is because the asset belongs to Cathay Leasing, and it is illegal to do so. The customer does not have the right to drive to another country until the customer has made a full payment and has completed the process through which to transfer the asset to themself.

If the motorcycle hire purchase customer has passed away, the family or the parent can contact Cathay Leasing Call Center at 02-161-4519, Monday – Saturday, from 08.30 a.m. - 08.00 p.m. (except on public holidays). The company will review the loan amount and the insurance amount owed to the customer’s family.

If customer have an accident during the installment period with Cathay Leasing, please contact Cathay Leasing Call Center at 02-161-4519 on Monday – Saturday, from 08.30 a.m. - 08.00 p.m. (except on public holidays).

If the customer gets a ticket from the police or the motorcycle being impounded at the police station.

1. In the case of getting a ticket, please process your payment at the police station to protect your rights when you want to sell or transfer your motorcycle to a future buyer.
2. In the case of your motorcycle being impounded, please contact the police station to release your asset and to protect your rights when you want to sell or transfer your motorcycle to a future buyer.

Only your original Thai National ID Card and any additional documents requested by the finance company (if applicable).

Down payment starts from 15% of the device price or as determined by the finance company.

Up to 18 months.

Once all required documents are submitted, the application will be reviewed and the result will be provided as soon as possible.

Yes. Once your contract is completed and the down payment is made, you can take your phone home immediately.

Applicants must currently reside in an area covered by the company's service network.

Yes. Depending on the finance company's conditions, a higher down payment usually results in lower monthly installments.

Once all installments are completed according to the contract, ownership of the device is fully transferred to you.

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